貸款額
(HK$) |
利息
(每月平息) |
還款期 |
| 12個月 |
24個月 |
36個月 |
48個月 |
60個月 |
$5,000 -
$19,999 |
每月平息 |
0.38% |
0.37% |
0.37% |
0.37% |
0.38% |
| 每月供款期# |
$87.14 |
$45.37 |
$31.48 |
$24.54 |
$20.47 |
| 實際年利率* |
11.76% |
11.96% |
12.09% |
12.15% |
12.42% |
$20,000 -
$49,999 |
每月平息 |
0.24% |
0.23% |
0.23% |
0.23% |
0.23% |
| 每月供款期# |
$85.74 |
$43.97 |
$30.08 |
$23.14 |
$18.97 |
| 實際年利率* |
8.42% |
8.53% |
8.67%` |
8.75% |
8.81% |
$50,000 -
$199,999 |
每月平息 |
0.19% |
0.18% |
0.18% |
0.18% |
0.18% |
| 每月供款期# |
$85.24 |
$43.47 |
$29.58 |
$22.64 |
$18.47 |
| 實際年利率* |
7.24% |
7.32% |
7.45% |
7.53% |
7.60% |
| |
|
利息回贈 |
6個月 |
12個月 |
$200,000 -
$499,999 |
每月平息 |
0.14% |
0.14% |
0.13% |
0.13% |
0.13% |
| 每月供款期# |
$84.74 |
$43.07 |
$29.08 |
$22.14 |
$17.97 |
| 實際年利率* |
6.07% |
6.35% |
6.23% |
5.86% |
5.64% |
$500,000
或以上 |
每月平息 |
0.04% |
0.04% |
0.04% |
0.04% |
0.04% |
| 每月供款期# |
$83.75 |
$42.07 |
$28.18 |
$21.24 |
$17.07 |
| 實際年利率* |
3.75% |
3.94% |
4.03% |
3.96% |
3.93% |
| 以上附表只作例證說明之用。 |
| |
# |
本行將根據個別客戶之信貸評級及其他有關因素而審批貸款申請，並保留權利決定是否提供私人貸款及決定最終的利率。 |
| |
* |
上述括號內之實際年利率乃根據《銀行營運守則》所載之指引計算，並包括每年1.5%手續費及利息回贈優惠(如適用)，利息以每年365日或366日(如適用)計算。 |
|
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